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Insurance money — money recoverable on a policy of insurance by the insured against the insurance company which issued the policy.

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Insurance money — money recoverable on a policy of insurance by the insured against the insurance company which issued the policy. In this way insurance company makes money. Withdrawing money or borrowing money from your life insurance policy can reduce your policy's death benefit, while surrendering the policy means you are giving up the right to the death benefit altogether. Moreover, i have not taken the time aspect into this answer but. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.

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